Listen to KBIA's Harum Helmy chat with insurance industry 'whistleblower' Wendell Potter on Under the Microscope.
For about two decades, Wendell Potter spun carefully crafted public relations messages for Humana and Cigna, the insurance companies where he worked. He recalls convincing consumers that high-deductible insurance plans would be good for everyone; telling them that by paying more, they’d have more skin in the game of their own health.
“I frankly just got so disillusioned and, ultimately, disgusted with what I was doing,” Potter said.
He said through his own research, he knew high-deductible plans were not the best insurance coverage for those with middle-class income.
“The median household income in this country is just barely $50,000,” Potter said. “A family that’s earning $50,000, if they’re in a plan with a high deductible, they face bankruptcy or foreclosure [if something happens]. I’ve talked to a lot of people who have lost their homes and have to declare bankruptcy because they have been in these kinds of plans. They think they have adequate coverage and they don’t.”
In 2008, Potter left the insurance industry and became a consumer advocate. He testified in Congress against high-deductible plans. In 2010, he published a book detailing the ways public-relations practices of the insurance industry affect American health care.
Now, Potter writes columns and travels around the country to debunk what he calls are “myths” about the Affordable Care Act. The law imposes stricter rules on insurance companies. They can no longer refuse coverage for consumers who have a pre-existing condition, for example. Companies also have to spend at least 80 percent of every dollar of a consumer's premium for patient care and quality improvements, not profits or administrative costs.
On a recent visit to Columbia, Potter sat down with KBIA's Harum Helmy to chat about health care reform and the insurance industry's response to it.
As part yesterday's Supreme Court decision on Obama's health care law, the justices ruled the federal government can't revoke states' Medicaid funding for failing to comply with the law's required Medicaid expansion. And as Véronique LaCapra reports, that could leave some Missourians without access to health insurance.
Health care reform is in the cross-hairs at the U.S. Supreme Court this week. In this Health & Wealth update, as the nine justices hear oral arguments on Obama's 2010 health reform, implementation of some aspects of the law are on hold in Missouri.
The Obama administration continues to come under fire for a rule that would make religious organizations cover contraceptives under employees' health care plans. A compromise announced on Friday has not placated the president's critics, including members of Missouri's congressional delegation.
Backers compare health insurance exchanges to Travelocity or Expedia. Websites where you can quickly compare prices and features to get the best deal. But detractors oppose them as a federal intrusion into the health care market. In this weekly Health & Wealth update, Missourians debate the merits of Obama's health reform law, as state lawmakers try to decide whether to authorize an exchange.
Missouri state senators listened to over 3 hours of impassioned testimony on health care reform yesterday. The hearing was supposed to be on the rather mundane question of whether Missouri should set up an online health care exchange starting in 2014, or let the federal government do so. But the hearing quickly became a forum for debating the merits of health reform itself. After the jump, two interviews with senators on the committee: a Democrat representing one of the state's most liberal districts, and a Republican who has been at the forefront of Missouri's pushback against "Obamacare."
Lt. Governor Peter Kinder takes aim at "Obamacare," and Democratic rivals. We discuss his legal challenge to what he calls "the federal health control law," and why he thinks his lawsuit will likely end up before the Supreme Court. We also cover some political turf: Kinder compares his style of leadership with that of Governor Jay Nixon. Missourians, says Kinder, "want a fighter, not someone who will lie down and just take dictation from our federal masters."
Missourians have never been in love with health reform. A year ago, Missouri was the first to pass a state law prohibiting an individual insurance mandate. It was a largely symbolic rejection of the Affordable Care Act, but now, more serious obstacles are looming. Missouri Lieutenant Governor Peter Kinder is one of dozens of officials from around the country challenging "Obamacare" in the courts.
In this weekly Health & Wealth update, the Affordable Care Act moves toward the U.S. Supreme Court.
In the United States, we pay a lot more for our health care than other wealthy countries, but we are no healthier. Missourians actually pay even more per capita than the U.S. average, and are even less healthy. (Missouri is ranked 39th in the nation in overall health, and we are the 9th most obese state.) A big part of the problem is the way we pay for health care, according to Harold Miller, executive director of the Center for Healthcare Quality and Payment Reform.
In 2019, the average Missouri family will be $1,471 richer. That’s how much the average family will save on health care each year once Obama’s reform law takes full effect, according to a new study by Families USA, a pro-reform group.
Americans now know less about the main provisions of Obama’s health care reform law than they did at the end of last year. That’s according to the latest monthly poll by the Kaiser Family Foundation. Here in Missouri, a majority continues to oppose the law.