Visions of lifelong riches are surely dancing in the heads of those rushing to buy lottery tickets for Wednesday night's $500 million Powerball jackpot.
Past winners of mega-lottery drawings and financial planners have some more sound advice: stick to a budget, invest wisely, learn to say no and be prepared to lose friends while riding an emotional roller-coaster.
Tales of big lottery winners who wind up in financial ruin or other desperate straits are increasingly common.