In the back room of an office supply store in Grand Junction, Colorado, six guys who call themselves Soul Habit practice for a holiday tree lighting concert. Tim Breckon, 29, is on the trombone putting his education to work. He also wrote the music.
Breckon has a bachelor’s degree and master’s degree in trombone performance, and about $78,000 in student loans.
“This month I'll make my tenth or eleventh successful zero-dollar payment, which is what I can afford,” he said.